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According to its supporters, a primary benefit of Obamacare is protecting people who enter the individual market with pre-existing conditions. Yet people who leave an employer plan and shop for insurance in the individual market today will face three unpleasant surprises: higher premiums, higher out-of-pocket costs, and more limited access to care than a typical employer plan provides.

The Obama administration was extremely hostile to HRAs. Other free-market reforms are also under attack: short-term insurance and association health plans.

The worst problem with Obamacare insurance is that it is second-rate. Look around the country: in area after area, top-quality ACA plans have exited the market.

By Kerry McDonald The United Teachers of Los Angeles, California’s largest teachers union, raised eyebrows last summer when it released a report detailing its demanded conditions for...

People are more careful when spending their own money than when spending someone else’s money. Second, virtually all the patient-pleasing innovations that have occurred in recent years are for services people buy with their own money. Third, when patients are spending their own money, they get the full benefits and bear the full costs of their own decisions."

Trump’s most important domestic policy accomplishments were in the area of deregulation. And no industry was more impactfully deregulated than health care. Trump got a lot of things right.

One of the bitter ironies of the nation’s experience with COVID-19 is that emergency measures taken to stem the spread of the pandemic led to more meaningful health care reforms than were delivered by the Affordable Care Act (ACA), aka Obamacare.

As workers become more mobile and endure the loss of employment because of pandemic shutdowns, the employer-sponsored health care model that covers more than 157 million Americans is primed for revision

The reform package, “Health Care Choices 2020: A Vision for the Future,” was developed by medical professionals, state and national health policy experts, and organizations dedicated to providing relief from high costs through more coverage options that emphasize choice, not mandates.

Due to declining revenues from the pandemic, states are having to take a serious look at the Medicaid programs, often the biggest cost driver in any state budget.